{"id":9214,"date":"2024-03-05T13:19:52","date_gmt":"2024-03-05T13:19:52","guid":{"rendered":"https:\/\/balguerie-group.com\/?p=9214"},"modified":"2026-06-29T09:09:54","modified_gmt":"2026-06-29T09:09:54","slug":"ad-valorem-insurance-insuring-the-real-value-of-your-goods","status":"publish","type":"post","link":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/","title":{"rendered":"\u00ab\u00a0AD VALOREM\u00a0\u00bb INSURANCE : INSURING THE REAL VALUE OF YOUR GOODS"},"content":{"rendered":"\n<p>The risk of damage exists during transit. Balguerie offers an all-risks insurance &#8220;Ad Valorem&#8221; solution if required, providing worldwide coverage throughout the entire transport phase according to your needs. Indeed, in transport, the liability limits set by international conventions are very often below the actual value of your goods. Taking out cargo insurance allows you to overcome transport chain liability limits and cases of liability exemption.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>INSURANCE COVERAGE<\/strong><\/strong><\/h2>\n\n\n\n<p>A guarantee covering material loss and damage to goods, as well as:<\/p>\n\n\n\n<p>General average (<em>Avaries communes<\/em>)<\/p>\n\n\n\n<p>Survey fees of the average adjuster<\/p>\n\n\n\n<p>Expenses required for the salvage of the goods<\/p>\n\n\n\n<p>Various expenses related to the damage<\/p>\n\n\n\n<p>*Coverage for certain strike risks<\/p>\n\n\n\n<p>*Coverage for war risks<\/p>\n\n\n\n<p>This guarantee allows you to avoid bearing the liability limits applicable to the transport method used. This non-compulsory insurance is highly recommended to secure your goods against most risks during transit:<\/p>\n\n\n\n<p>General average<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Road accident<\/li>\n\n\n\n<li>Drop, impact during loading, unloading, and handling<\/li>\n\n\n\n<li>Theft of the transport vehicle<\/li>\n\n\n\n<li><\/li>\n\n\n\n<li>Total or partial disappearance of the goods<\/li>\n\n\n\n<li>Damage in transit or in a warehouse during the normal course of the journey<\/li>\n\n\n\n<li><\/li>\n\n\n\n<li>etc.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>DAMAGE &amp; CLAIM HANDLING<\/strong><\/h2>\n\n\n\n<p>All damage resulting from transport will be handled by our departments in collaboration with the insurance company, in order to do what is necessary to appoint a surveyor if applicable, monitor and assess the damage, and settle it in compliance with applicable rules. In the event of damage, insurance allows for rapid compensation and claim management thanks to your dedicated team. However, certain exclusions from compensation must be taken into account, such as: inherent vice of the goods, faulty packaging, or temperature influence in the absence of a Reefer container or an Iso Kit. Balguerie is committed to providing its support and expertise throughout the service. Specialized dedicated services to meet your needs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>INSURANCE RATE<\/strong><\/h2>\n\n\n\n<p>A carefully studied insurance rate, based on the value of your goods and the transport cost. An increase up to 110% of this value (transport included) in order to cover any potential loss, protect your cash flow, and ensure the continuity of supply chains. A reimbursement of the losses incurred according to the sum initially declared. In the event of non-delivery, loss, or damage to the goods, it is imperative to declare the situation very quickly in order to make the appropriate reservations with the parties involved and preserve rights of recourse.<\/p>\n\n\n\n<p>Our teams are committed to supporting and advising you at any time, whether for choosing your insurance or handling a claim.<\/p>\n\n\n\n<p><em>*Optional<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The risk of damage exists during transit. Balguerie offers an all-risks insurance &#8220;Ad Valorem&#8221; solution if required, providing worldwide coverage throughout the entire transport phase according to your needs. Indeed, in transport, the liability limits set by international conventions are very often below the actual value of your goods. Taking out cargo insurance allows you [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":5123,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[41],"tags":[50,66,49],"class_list":["post-9214","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-expertise","tag-air-freight","tag-balguerie-2","tag-sea-freight"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AD VALOREM INSURANCE<\/title>\n<meta name=\"description\" content=\"Balguerie offers an all-risks insurance solution if required, providing worldwide coverage throughout the entire transport phase according to your needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AD VALOREM INSURANCE\" \/>\n<meta property=\"og:description\" content=\"Balguerie offers an all-risks insurance solution if required, providing worldwide coverage throughout the entire transport phase according to your needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\" \/>\n<meta property=\"og:site_name\" content=\"Balguerie Group\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-05T13:19:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-29T09:09:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"952\" \/>\n\t<meta property=\"og:image:height\" content=\"635\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"C\u00e9lia ITURRIA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"C\u00e9lia ITURRIA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\"},\"author\":{\"name\":\"C\u00e9lia ITURRIA\",\"@id\":\"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/719176b5488df57c07b9a343af50d640\"},\"headline\":\"\u00ab\u00a0AD VALOREM\u00a0\u00bb INSURANCE : INSURING THE REAL VALUE OF YOUR GOODS\",\"datePublished\":\"2024-03-05T13:19:52+00:00\",\"dateModified\":\"2026-06-29T09:09:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\"},\"wordCount\":424,\"image\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg\",\"keywords\":[\"Air freight\",\"Balguerie\",\"Sea freight\"],\"articleSection\":[\"Our Expertise\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\",\"url\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\",\"name\":\"AD VALOREM INSURANCE\",\"isPartOf\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg\",\"datePublished\":\"2024-03-05T13:19:52+00:00\",\"dateModified\":\"2026-06-29T09:09:54+00:00\",\"author\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/719176b5488df57c07b9a343af50d640\"},\"description\":\"Balguerie offers an all-risks insurance solution if required, providing worldwide coverage throughout the entire transport phase according to your needs.\",\"breadcrumb\":{\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage\",\"url\":\"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg\",\"contentUrl\":\"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg\",\"width\":952,\"height\":635,\"caption\":\"Assurance AD Valorem\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/balguerie-group.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00ab\u00a0AD VALOREM\u00a0\u00bb INSURANCE : INSURING THE REAL VALUE OF YOUR GOODS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/balguerie-group.com\/en\/#website\",\"url\":\"https:\/\/balguerie-group.com\/en\/\",\"name\":\"Balguerie Group\",\"description\":\"Balguerie Group\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/balguerie-group.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/719176b5488df57c07b9a343af50d640\",\"name\":\"C\u00e9lia ITURRIA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/balguerie-group.com\/wp-content\/litespeed\/avatar\/7bb575b80a48824691305ca72f368b3a.jpg?ver=1782229230\",\"contentUrl\":\"https:\/\/balguerie-group.com\/wp-content\/litespeed\/avatar\/7bb575b80a48824691305ca72f368b3a.jpg?ver=1782229230\",\"caption\":\"C\u00e9lia ITURRIA\"},\"url\":\"https:\/\/balguerie-group.com\/en\/author\/citurria\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"AD VALOREM INSURANCE","description":"Balguerie offers an all-risks insurance solution if required, providing worldwide coverage throughout the entire transport phase according to your needs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/","og_locale":"en_US","og_type":"article","og_title":"AD VALOREM INSURANCE","og_description":"Balguerie offers an all-risks insurance solution if required, providing worldwide coverage throughout the entire transport phase according to your needs.","og_url":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/","og_site_name":"Balguerie Group","article_published_time":"2024-03-05T13:19:52+00:00","article_modified_time":"2026-06-29T09:09:54+00:00","og_image":[{"width":952,"height":635,"url":"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg","type":"image\/jpeg"}],"author":"C\u00e9lia ITURRIA","twitter_card":"summary_large_image","twitter_misc":{"Written by":"C\u00e9lia ITURRIA","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#article","isPartOf":{"@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/"},"author":{"name":"C\u00e9lia ITURRIA","@id":"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/719176b5488df57c07b9a343af50d640"},"headline":"\u00ab\u00a0AD VALOREM\u00a0\u00bb INSURANCE : INSURING THE REAL VALUE OF YOUR GOODS","datePublished":"2024-03-05T13:19:52+00:00","dateModified":"2026-06-29T09:09:54+00:00","mainEntityOfPage":{"@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/"},"wordCount":424,"image":{"@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage"},"thumbnailUrl":"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg","keywords":["Air freight","Balguerie","Sea freight"],"articleSection":["Our Expertise"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/","url":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/","name":"AD VALOREM INSURANCE","isPartOf":{"@id":"https:\/\/balguerie-group.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage"},"image":{"@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage"},"thumbnailUrl":"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg","datePublished":"2024-03-05T13:19:52+00:00","dateModified":"2026-06-29T09:09:54+00:00","author":{"@id":"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/719176b5488df57c07b9a343af50d640"},"description":"Balguerie offers an all-risks insurance solution if required, providing worldwide coverage throughout the entire transport phase according to your needs.","breadcrumb":{"@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#primaryimage","url":"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg","contentUrl":"https:\/\/balguerie-group.com\/wp-content\/uploads\/2024\/03\/AdobeStock_175003353-1-scaled-e1709632196769.jpeg","width":952,"height":635,"caption":"Assurance AD Valorem"},{"@type":"BreadcrumbList","@id":"https:\/\/balguerie-group.com\/en\/ad-valorem-insurance-insuring-the-real-value-of-your-goods\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/balguerie-group.com\/en\/"},{"@type":"ListItem","position":2,"name":"\u00ab\u00a0AD VALOREM\u00a0\u00bb INSURANCE : INSURING THE REAL VALUE OF YOUR GOODS"}]},{"@type":"WebSite","@id":"https:\/\/balguerie-group.com\/en\/#website","url":"https:\/\/balguerie-group.com\/en\/","name":"Balguerie Group","description":"Balguerie Group","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/balguerie-group.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/719176b5488df57c07b9a343af50d640","name":"C\u00e9lia ITURRIA","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/balguerie-group.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/balguerie-group.com\/wp-content\/litespeed\/avatar\/7bb575b80a48824691305ca72f368b3a.jpg?ver=1782229230","contentUrl":"https:\/\/balguerie-group.com\/wp-content\/litespeed\/avatar\/7bb575b80a48824691305ca72f368b3a.jpg?ver=1782229230","caption":"C\u00e9lia ITURRIA"},"url":"https:\/\/balguerie-group.com\/en\/author\/citurria\/"}]}},"_links":{"self":[{"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/posts\/9214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/comments?post=9214"}],"version-history":[{"count":3,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/posts\/9214\/revisions"}],"predecessor-version":[{"id":9267,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/posts\/9214\/revisions\/9267"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/media\/5123"}],"wp:attachment":[{"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/media?parent=9214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/categories?post=9214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/balguerie-group.com\/en\/wp-json\/wp\/v2\/tags?post=9214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}